LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,492
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,845
−HK$1,374/mo
Today · 4.125%
HK$46,219
baseline
▲ 0.50% · 4.625%
HK$49,032
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,438/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,385
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,682
−HK$1,317/mo
Today · 4.125%
HK$50,999
baseline
▲ 0.50% · 4.625%
HK$53,687
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,998/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,191
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,814
−HK$1,649/mo
Today · 4.125%
HK$55,463
baseline
▲ 0.50% · 4.625%
HK$58,838
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,926/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,061
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,619
−HK$1,579/mo
Today · 4.125%
HK$61,198
baseline
▲ 0.50% · 4.625%
HK$64,424
+HK$3,226/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,396/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,889
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,783
−HK$1,924/mo
Today · 4.125%
HK$64,707
baseline
▲ 0.50% · 4.625%
HK$68,645
+HK$3,938/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,414/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,738
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,555
−HK$1,843/mo
Today · 4.125%
HK$71,398
baseline
▲ 0.50% · 4.625%
HK$75,162
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,796/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,286
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,721
−HK$2,474/mo
Today · 4.125%
HK$83,195
baseline
▲ 0.50% · 4.625%
HK$88,257
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,390/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,092
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,428
−HK$2,369/mo
Today · 4.125%
HK$91,797
baseline
▲ 0.50% · 4.625%
HK$96,636
+HK$4,839/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,594/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,251 · Scale 2, in force from 26 Feb 2026)