LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,494
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,847
−HK$1,375/mo
Today · 4.125%
HK$46,222
baseline
▲ 0.50% · 4.625%
HK$49,034
+HK$2,812/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,444/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,387
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,684
−HK$1,317/mo
Today · 4.125%
HK$51,001
baseline
▲ 0.50% · 4.625%
HK$53,689
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,002/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,193
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,816
−HK$1,650/mo
Today · 4.125%
HK$55,466
baseline
▲ 0.50% · 4.625%
HK$58,841
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,932/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,064
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,621
−HK$1,580/mo
Today · 4.125%
HK$61,201
baseline
▲ 0.50% · 4.625%
HK$64,427
+HK$3,226/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,402/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,892
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,786
−HK$1,924/mo
Today · 4.125%
HK$64,710
baseline
▲ 0.50% · 4.625%
HK$68,648
+HK$3,938/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,420/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,741
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,558
−HK$1,843/mo
Today · 4.125%
HK$71,401
baseline
▲ 0.50% · 4.625%
HK$75,165
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,802/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,289
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,725
−HK$2,474/mo
Today · 4.125%
HK$83,199
baseline
▲ 0.50% · 4.625%
HK$88,261
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,398/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,096
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,432
−HK$2,370/mo
Today · 4.125%
HK$91,802
baseline
▲ 0.50% · 4.625%
HK$96,641
+HK$4,839/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,604/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,284 · Scale 2, in force from 26 Feb 2026)