LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,496
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,849
−HK$1,374/mo
Today · 4.125%
HK$46,223
baseline
▲ 0.50% · 4.625%
HK$49,036
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,446/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,388
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,686
−HK$1,317/mo
Today · 4.125%
HK$51,003
baseline
▲ 0.50% · 4.625%
HK$53,691
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,006/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,195
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,818
−HK$1,650/mo
Today · 4.125%
HK$55,468
baseline
▲ 0.50% · 4.625%
HK$58,843
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,936/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,066
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,623
−HK$1,580/mo
Today · 4.125%
HK$61,203
baseline
▲ 0.50% · 4.625%
HK$64,429
+HK$3,226/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,406/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,894
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,788
−HK$1,924/mo
Today · 4.125%
HK$64,712
baseline
▲ 0.50% · 4.625%
HK$68,650
+HK$3,938/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,424/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,744
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,561
−HK$1,843/mo
Today · 4.125%
HK$71,404
baseline
▲ 0.50% · 4.625%
HK$75,168
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,808/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,292
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,727
−HK$2,475/mo
Today · 4.125%
HK$83,202
baseline
▲ 0.50% · 4.625%
HK$88,264
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,404/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,099
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,435
−HK$2,370/mo
Today · 4.125%
HK$91,805
baseline
▲ 0.50% · 4.625%
HK$96,644
+HK$4,839/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,610/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,308 · Scale 2, in force from 26 Feb 2026)