LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,498
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,851
−HK$1,374/mo
Today · 4.125%
HK$46,225
baseline
▲ 0.50% · 4.625%
HK$49,038
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,450/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,391
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,689
−HK$1,316/mo
Today · 4.125%
HK$51,005
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$2,689/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,010/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,197
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,821
−HK$1,650/mo
Today · 4.125%
HK$55,471
baseline
▲ 0.50% · 4.625%
HK$58,846
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,942/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,069
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,626
−HK$1,580/mo
Today · 4.125%
HK$61,206
baseline
▲ 0.50% · 4.625%
HK$64,433
+HK$3,227/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,412/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,897
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,791
−HK$1,925/mo
Today · 4.125%
HK$64,716
baseline
▲ 0.50% · 4.625%
HK$68,653
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,432/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,747
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,564
−HK$1,843/mo
Today · 4.125%
HK$71,407
baseline
▲ 0.50% · 4.625%
HK$75,171
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,814/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,296
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,731
−HK$2,475/mo
Today · 4.125%
HK$83,206
baseline
▲ 0.50% · 4.625%
HK$88,269
+HK$5,063/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,412/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,104
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,440
−HK$2,369/mo
Today · 4.125%
HK$91,809
baseline
▲ 0.50% · 4.625%
HK$96,649
+HK$4,840/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,618/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,344 · Scale 2, in force from 26 Feb 2026)