LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,502
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,375/mo
Today · 4.125%
HK$46,230
baseline
▲ 0.50% · 4.625%
HK$49,043
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,460/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,395
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,693
−HK$1,317/mo
Today · 4.125%
HK$51,010
baseline
▲ 0.50% · 4.625%
HK$53,699
+HK$2,689/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,020/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,202
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,826
−HK$1,650/mo
Today · 4.125%
HK$55,476
baseline
▲ 0.50% · 4.625%
HK$58,851
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,952/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,074
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,632
−HK$1,580/mo
Today · 4.125%
HK$61,212
baseline
▲ 0.50% · 4.625%
HK$64,438
+HK$3,226/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,424/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,902
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,797
−HK$1,924/mo
Today · 4.125%
HK$64,721
baseline
▲ 0.50% · 4.625%
HK$68,660
+HK$3,939/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,442/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,753
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,570
−HK$1,844/mo
Today · 4.125%
HK$71,414
baseline
▲ 0.50% · 4.625%
HK$75,178
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,828/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,303
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,739
−HK$2,474/mo
Today · 4.125%
HK$83,213
baseline
▲ 0.50% · 4.625%
HK$88,277
+HK$5,064/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,426/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,111
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,448
−HK$2,370/mo
Today · 4.125%
HK$91,818
baseline
▲ 0.50% · 4.625%
HK$96,658
+HK$4,840/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,636/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,409 · Scale 2, in force from 26 Feb 2026)