LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,502
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,375/mo
Today · 4.125%
HK$46,230
baseline
▲ 0.50% · 4.625%
HK$49,043
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,460/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,396
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,694
−HK$1,316/mo
Today · 4.125%
HK$51,010
baseline
▲ 0.50% · 4.625%
HK$53,699
+HK$2,689/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,020/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,203
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,826
−HK$1,650/mo
Today · 4.125%
HK$55,476
baseline
▲ 0.50% · 4.625%
HK$58,852
+HK$3,376/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,952/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,075
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,632
−HK$1,580/mo
Today · 4.125%
HK$61,212
baseline
▲ 0.50% · 4.625%
HK$64,439
+HK$3,227/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,424/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,903
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,797
−HK$1,925/mo
Today · 4.125%
HK$64,722
baseline
▲ 0.50% · 4.625%
HK$68,660
+HK$3,938/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,444/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,754
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,571
−HK$1,844/mo
Today · 4.125%
HK$71,415
baseline
▲ 0.50% · 4.625%
HK$75,179
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,830/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,304
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,740
−HK$2,474/mo
Today · 4.125%
HK$83,214
baseline
▲ 0.50% · 4.625%
HK$88,278
+HK$5,064/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,428/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,112
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,449
−HK$2,370/mo
Today · 4.125%
HK$91,819
baseline
▲ 0.50% · 4.625%
HK$96,659
+HK$4,840/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,638/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,416 · Scale 2, in force from 26 Feb 2026)