LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,504
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,857
−HK$1,375/mo
Today · 4.125%
HK$46,232
baseline
▲ 0.50% · 4.625%
HK$49,045
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,464/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,398
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,696
−HK$1,317/mo
Today · 4.125%
HK$51,013
baseline
▲ 0.50% · 4.625%
HK$53,702
+HK$2,689/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,026/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,205
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,829
−HK$1,650/mo
Today · 4.125%
HK$55,479
baseline
▲ 0.50% · 4.625%
HK$58,854
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,958/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,078
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,635
−HK$1,580/mo
Today · 4.125%
HK$61,215
baseline
▲ 0.50% · 4.625%
HK$64,442
+HK$3,227/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,430/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,906
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,800
−HK$1,925/mo
Today · 4.125%
HK$64,725
baseline
▲ 0.50% · 4.625%
HK$68,664
+HK$3,939/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$129,450/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,757
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,574
−HK$1,844/mo
Today · 4.125%
HK$71,418
baseline
▲ 0.50% · 4.625%
HK$75,182
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$142,836/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,307
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,743
−HK$2,475/mo
Today · 4.125%
HK$83,218
baseline
▲ 0.50% · 4.625%
HK$88,282
+HK$5,064/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,436/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,116
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,453
−HK$2,370/mo
Today · 4.125%
HK$91,823
baseline
▲ 0.50% · 4.625%
HK$96,663
+HK$4,840/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,646/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,449 · Scale 2, in force from 26 Feb 2026)