LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,505
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,858
−HK$1,375/mo
Today · 4.125%
HK$46,233
baseline
▲ 0.50% · 4.625%
HK$49,046
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,466/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,399
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,697
−HK$1,317/mo
Today · 4.125%
HK$51,014
baseline
▲ 0.50% · 4.625%
HK$53,703
+HK$2,689/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,028/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,206
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,830
−HK$1,650/mo
Today · 4.125%
HK$55,480
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$3,376/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,960/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,079
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,636
−HK$1,580/mo
Today · 4.125%
HK$61,216
baseline
▲ 0.50% · 4.625%
HK$64,443
+HK$3,227/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,432/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,907
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,801
−HK$1,925/mo
Today · 4.125%
HK$64,726
baseline
▲ 0.50% · 4.625%
HK$68,665
+HK$3,939/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$129,452/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,758
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,576
−HK$1,843/mo
Today · 4.125%
HK$71,419
baseline
▲ 0.50% · 4.625%
HK$75,184
+HK$3,765/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$142,838/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,309
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,745
−HK$2,475/mo
Today · 4.125%
HK$83,220
baseline
▲ 0.50% · 4.625%
HK$88,283
+HK$5,063/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,440/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,118
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,454
−HK$2,371/mo
Today · 4.125%
HK$91,825
baseline
▲ 0.50% · 4.625%
HK$96,665
+HK$4,840/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,650/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,462 · Scale 2, in force from 26 Feb 2026)