LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,508
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,862
−HK$1,375/mo
Today · 4.125%
HK$46,237
baseline
▲ 0.50% · 4.625%
HK$49,050
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,474/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,402
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,701
−HK$1,316/mo
Today · 4.125%
HK$51,017
baseline
▲ 0.50% · 4.625%
HK$53,707
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,034/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,210
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,834
−HK$1,650/mo
Today · 4.125%
HK$55,484
baseline
▲ 0.50% · 4.625%
HK$58,860
+HK$3,376/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,968/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,083
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,641
−HK$1,580/mo
Today · 4.125%
HK$61,221
baseline
▲ 0.50% · 4.625%
HK$64,448
+HK$3,227/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,442/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,911
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,806
−HK$1,925/mo
Today · 4.125%
HK$64,731
baseline
▲ 0.50% · 4.625%
HK$68,670
+HK$3,939/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$129,462/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,763
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,581
−HK$1,843/mo
Today · 4.125%
HK$71,424
baseline
▲ 0.50% · 4.625%
HK$75,189
+HK$3,765/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$142,848/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,315
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,751
−HK$2,475/mo
Today · 4.125%
HK$83,226
baseline
▲ 0.50% · 4.625%
HK$88,290
+HK$5,064/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,452/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,124
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,461
−HK$2,370/mo
Today · 4.125%
HK$91,831
baseline
▲ 0.50% · 4.625%
HK$96,672
+HK$4,841/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,662/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,515 · Scale 2, in force from 26 Feb 2026)