LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,513
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$44,866
−HK$1,375/mo
Today · 4.125%
HK$46,241
baseline
▲ 0.50% · 4.625%
HK$49,055
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,482/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,407
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,705
−HK$1,318/mo
Today · 4.125%
HK$51,023
baseline
▲ 0.50% · 4.625%
HK$53,712
+HK$2,689/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,046/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,215
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,839
−HK$1,650/mo
Today · 4.125%
HK$55,489
baseline
▲ 0.50% · 4.625%
HK$58,866
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,978/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,089
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,647
−HK$1,580/mo
Today · 4.125%
HK$61,227
baseline
▲ 0.50% · 4.625%
HK$64,454
+HK$3,227/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,454/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,918
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,812
−HK$1,926/mo
Today · 4.125%
HK$64,738
baseline
▲ 0.50% · 4.625%
HK$68,677
+HK$3,939/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$129,476/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,770
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,588
−HK$1,844/mo
Today · 4.125%
HK$71,432
baseline
▲ 0.50% · 4.625%
HK$75,197
+HK$3,765/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$142,864/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,323
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,759
−HK$2,475/mo
Today · 4.125%
HK$83,234
baseline
▲ 0.50% · 4.625%
HK$88,299
+HK$5,065/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,468/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,133
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,470
−HK$2,371/mo
Today · 4.125%
HK$91,841
baseline
▲ 0.50% · 4.625%
HK$96,682
+HK$4,841/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,682/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,586 · Scale 2, in force from 26 Feb 2026)