LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,514
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,868
−HK$1,375/mo
Today · 4.125%
HK$46,243
baseline
▲ 0.50% · 4.625%
HK$49,057
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,486/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,409
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,707
−HK$1,317/mo
Today · 4.125%
HK$51,024
baseline
▲ 0.50% · 4.625%
HK$53,714
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,048/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,217
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,841
−HK$1,650/mo
Today · 4.125%
HK$55,491
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,982/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,091
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,649
−HK$1,580/mo
Today · 4.125%
HK$61,229
baseline
▲ 0.50% · 4.625%
HK$64,457
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,458/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,920
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,815
−HK$1,925/mo
Today · 4.125%
HK$64,740
baseline
▲ 0.50% · 4.625%
HK$68,679
+HK$3,939/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$129,480/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,773
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,590
−HK$1,844/mo
Today · 4.125%
HK$71,434
baseline
▲ 0.50% · 4.625%
HK$75,200
+HK$3,766/mo
Deposit HK$5.72M · loan HK$13.36M · min. income ≈ HK$142,868/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,325
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,762
−HK$2,475/mo
Today · 4.125%
HK$83,237
baseline
▲ 0.50% · 4.625%
HK$88,302
+HK$5,065/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,474/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,136
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,473
−HK$2,371/mo
Today · 4.125%
HK$91,844
baseline
▲ 0.50% · 4.625%
HK$96,685
+HK$4,841/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,688/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,613 · Scale 2, in force from 26 Feb 2026)