LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,515
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,869
−HK$1,375/mo
Today · 4.125%
HK$46,244
baseline
▲ 0.50% · 4.625%
HK$49,058
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,488/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,410
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,317/mo
Today · 4.125%
HK$51,026
baseline
▲ 0.50% · 4.625%
HK$53,716
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,052/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,219
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,843
−HK$1,650/mo
Today · 4.125%
HK$55,493
baseline
▲ 0.50% · 4.625%
HK$58,870
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,986/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,093
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,651
−HK$1,580/mo
Today · 4.125%
HK$61,231
baseline
▲ 0.50% · 4.625%
HK$64,459
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,462/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,922
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,817
−HK$1,925/mo
Today · 4.125%
HK$64,742
baseline
▲ 0.50% · 4.625%
HK$68,681
+HK$3,939/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,484/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,775
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,592
−HK$1,844/mo
Today · 4.125%
HK$71,436
baseline
▲ 0.50% · 4.625%
HK$75,202
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,872/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,328
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,764
−HK$2,476/mo
Today · 4.125%
HK$83,240
baseline
▲ 0.50% · 4.625%
HK$88,305
+HK$5,065/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,480/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,139
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,476
−HK$2,371/mo
Today · 4.125%
HK$91,847
baseline
▲ 0.50% · 4.625%
HK$96,688
+HK$4,841/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,694/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,634 · Scale 2, in force from 26 Feb 2026)