LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,516
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,869
−HK$1,376/mo
Today · 4.125%
HK$46,245
baseline
▲ 0.50% · 4.625%
HK$49,058
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,490/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,411
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,317/mo
Today · 4.125%
HK$51,026
baseline
▲ 0.50% · 4.625%
HK$53,716
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,052/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,219
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,843
−HK$1,650/mo
Today · 4.125%
HK$55,493
baseline
▲ 0.50% · 4.625%
HK$58,870
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,986/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,093
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,651
−HK$1,581/mo
Today · 4.125%
HK$61,232
baseline
▲ 0.50% · 4.625%
HK$64,459
+HK$3,227/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,464/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,922
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,817
−HK$1,925/mo
Today · 4.125%
HK$64,742
baseline
▲ 0.50% · 4.625%
HK$68,682
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,484/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,775
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,593
−HK$1,844/mo
Today · 4.125%
HK$71,437
baseline
▲ 0.50% · 4.625%
HK$75,202
+HK$3,765/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,874/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,328
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,765
−HK$2,475/mo
Today · 4.125%
HK$83,240
baseline
▲ 0.50% · 4.625%
HK$88,305
+HK$5,065/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,480/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,139
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,476
−HK$2,371/mo
Today · 4.125%
HK$91,847
baseline
▲ 0.50% · 4.625%
HK$96,689
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,694/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,639 · Scale 2, in force from 26 Feb 2026)