LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,518
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,872
−HK$1,375/mo
Today · 4.125%
HK$46,247
baseline
▲ 0.50% · 4.625%
HK$49,061
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,494/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,414
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,712
−HK$1,317/mo
Today · 4.125%
HK$51,029
baseline
▲ 0.50% · 4.625%
HK$53,719
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,058/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,222
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,846
−HK$1,651/mo
Today · 4.125%
HK$55,497
baseline
▲ 0.50% · 4.625%
HK$58,873
+HK$3,376/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,994/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,096
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,654
−HK$1,581/mo
Today · 4.125%
HK$61,235
baseline
▲ 0.50% · 4.625%
HK$64,463
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,470/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,925
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,821
−HK$1,925/mo
Today · 4.125%
HK$64,746
baseline
▲ 0.50% · 4.625%
HK$68,686
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,492/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,779
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,597
−HK$1,844/mo
Today · 4.125%
HK$71,441
baseline
▲ 0.50% · 4.625%
HK$75,207
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,882/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,333
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,769
−HK$2,476/mo
Today · 4.125%
HK$83,245
baseline
▲ 0.50% · 4.625%
HK$88,310
+HK$5,065/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,490/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,144
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,481
−HK$2,371/mo
Today · 4.125%
HK$91,852
baseline
▲ 0.50% · 4.625%
HK$96,694
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,704/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,679 · Scale 2, in force from 26 Feb 2026)