LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,519
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,873
−HK$1,375/mo
Today · 4.125%
HK$46,248
baseline
▲ 0.50% · 4.625%
HK$49,062
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,496/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,415
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,713
−HK$1,317/mo
Today · 4.125%
HK$51,030
baseline
▲ 0.50% · 4.625%
HK$53,720
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,060/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,223
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,847
−HK$1,651/mo
Today · 4.125%
HK$55,498
baseline
▲ 0.50% · 4.625%
HK$58,875
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,996/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,097
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,656
−HK$1,580/mo
Today · 4.125%
HK$61,236
baseline
▲ 0.50% · 4.625%
HK$64,464
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,472/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,927
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,822
−HK$1,925/mo
Today · 4.125%
HK$64,747
baseline
▲ 0.50% · 4.625%
HK$68,687
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,494/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,780
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,598
−HK$1,844/mo
Today · 4.125%
HK$71,442
baseline
▲ 0.50% · 4.625%
HK$75,208
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,884/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,334
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,771
−HK$2,476/mo
Today · 4.125%
HK$83,247
baseline
▲ 0.50% · 4.625%
HK$88,312
+HK$5,065/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,494/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,146
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,483
−HK$2,371/mo
Today · 4.125%
HK$91,854
baseline
▲ 0.50% · 4.625%
HK$96,696
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,708/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,694 · Scale 2, in force from 26 Feb 2026)