LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,520
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,874
−HK$1,375/mo
Today · 4.125%
HK$46,249
baseline
▲ 0.50% · 4.625%
HK$49,063
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,498/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,416
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,714
−HK$1,317/mo
Today · 4.125%
HK$51,031
baseline
▲ 0.50% · 4.625%
HK$53,721
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,062/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,224
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,849
−HK$1,650/mo
Today · 4.125%
HK$55,499
baseline
▲ 0.50% · 4.625%
HK$58,876
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$110,998/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,099
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,657
−HK$1,581/mo
Today · 4.125%
HK$61,238
baseline
▲ 0.50% · 4.625%
HK$64,466
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,476/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,928
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,823
−HK$1,926/mo
Today · 4.125%
HK$64,749
baseline
▲ 0.50% · 4.625%
HK$68,689
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,498/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,782
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,600
−HK$1,844/mo
Today · 4.125%
HK$71,444
baseline
▲ 0.50% · 4.625%
HK$75,210
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,888/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,336
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,773
−HK$2,475/mo
Today · 4.125%
HK$83,248
baseline
▲ 0.50% · 4.625%
HK$88,314
+HK$5,066/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,496/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,148
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,485
−HK$2,371/mo
Today · 4.125%
HK$91,856
baseline
▲ 0.50% · 4.625%
HK$96,698
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,712/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,710 · Scale 2, in force from 26 Feb 2026)