LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,520
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,874
−HK$1,376/mo
Today · 4.125%
HK$46,250
baseline
▲ 0.50% · 4.625%
HK$49,064
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,500/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,416
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,715
−HK$1,317/mo
Today · 4.125%
HK$51,032
baseline
▲ 0.50% · 4.625%
HK$53,722
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,064/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,225
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,849
−HK$1,651/mo
Today · 4.125%
HK$55,500
baseline
▲ 0.50% · 4.625%
HK$58,877
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$111,000/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,099
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,658
−HK$1,580/mo
Today · 4.125%
HK$61,238
baseline
▲ 0.50% · 4.625%
HK$64,466
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,476/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,929
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,824
−HK$1,925/mo
Today · 4.125%
HK$64,749
baseline
▲ 0.50% · 4.625%
HK$68,689
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,498/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,783
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,600
−HK$1,845/mo
Today · 4.125%
HK$71,445
baseline
▲ 0.50% · 4.625%
HK$75,211
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,890/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,337
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,774
−HK$2,475/mo
Today · 4.125%
HK$83,249
baseline
▲ 0.50% · 4.625%
HK$88,315
+HK$5,066/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,498/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,149
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,486
−HK$2,371/mo
Today · 4.125%
HK$91,857
baseline
▲ 0.50% · 4.625%
HK$96,699
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,714/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,717 · Scale 2, in force from 26 Feb 2026)