LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,522
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,876
−HK$1,375/mo
Today · 4.125%
HK$46,251
baseline
▲ 0.50% · 4.625%
HK$49,065
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,502/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,418
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$49,716
−HK$1,317/mo
Today · 4.125%
HK$51,033
baseline
▲ 0.50% · 4.625%
HK$53,723
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,066/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,226
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,851
−HK$1,650/mo
Today · 4.125%
HK$55,501
baseline
▲ 0.50% · 4.625%
HK$58,878
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$111,002/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,101
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,659
−HK$1,581/mo
Today · 4.125%
HK$61,240
baseline
▲ 0.50% · 4.625%
HK$64,468
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,480/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,930
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,826
−HK$1,925/mo
Today · 4.125%
HK$64,751
baseline
▲ 0.50% · 4.625%
HK$68,691
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,502/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,785
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,602
−HK$1,845/mo
Today · 4.125%
HK$71,447
baseline
▲ 0.50% · 4.625%
HK$75,213
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,894/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,339
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,776
−HK$2,476/mo
Today · 4.125%
HK$83,252
baseline
▲ 0.50% · 4.625%
HK$88,317
+HK$5,065/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,504/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,152
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,489
−HK$2,371/mo
Today · 4.125%
HK$91,860
baseline
▲ 0.50% · 4.625%
HK$96,702
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,720/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,739 · Scale 2, in force from 26 Feb 2026)