LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,523
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,877
−HK$1,375/mo
Today · 4.125%
HK$46,252
baseline
▲ 0.50% · 4.625%
HK$49,067
+HK$2,815/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,504/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,419
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,718
−HK$1,317/mo
Today · 4.125%
HK$51,035
baseline
▲ 0.50% · 4.625%
HK$53,725
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,070/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,228
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,852
−HK$1,651/mo
Today · 4.125%
HK$55,503
baseline
▲ 0.50% · 4.625%
HK$58,880
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$111,006/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,103
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,661
−HK$1,581/mo
Today · 4.125%
HK$61,242
baseline
▲ 0.50% · 4.625%
HK$64,470
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,484/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,932
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,828
−HK$1,925/mo
Today · 4.125%
HK$64,753
baseline
▲ 0.50% · 4.625%
HK$68,694
+HK$3,941/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,506/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,787
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,605
−HK$1,844/mo
Today · 4.125%
HK$71,449
baseline
▲ 0.50% · 4.625%
HK$75,215
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,898/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,342
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,779
−HK$2,475/mo
Today · 4.125%
HK$83,254
baseline
▲ 0.50% · 4.625%
HK$88,320
+HK$5,066/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,508/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,154
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,492
−HK$2,371/mo
Today · 4.125%
HK$91,863
baseline
▲ 0.50% · 4.625%
HK$96,705
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,726/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,761 · Scale 2, in force from 26 Feb 2026)