LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,524
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,877
−HK$1,376/mo
Today · 4.125%
HK$46,253
baseline
▲ 0.50% · 4.625%
HK$49,067
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,506/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,420
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,718
−HK$1,318/mo
Today · 4.125%
HK$51,036
baseline
▲ 0.50% · 4.625%
HK$53,726
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,072/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,228
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,853
−HK$1,651/mo
Today · 4.125%
HK$55,504
baseline
▲ 0.50% · 4.625%
HK$58,881
+HK$3,377/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$111,008/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,104
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,662
−HK$1,581/mo
Today · 4.125%
HK$61,243
baseline
▲ 0.50% · 4.625%
HK$64,471
+HK$3,228/mo
Deposit HK$7.63M · loan HK$11.45M · min. income ≈ HK$122,486/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,933
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,828
−HK$1,926/mo
Today · 4.125%
HK$64,754
baseline
▲ 0.50% · 4.625%
HK$68,694
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,508/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,787
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,605
−HK$1,845/mo
Today · 4.125%
HK$71,450
baseline
▲ 0.50% · 4.625%
HK$75,216
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,900/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,343
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,779
−HK$2,476/mo
Today · 4.125%
HK$83,255
baseline
▲ 0.50% · 4.625%
HK$88,321
+HK$5,066/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,510/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,155
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,493
−HK$2,371/mo
Today · 4.125%
HK$91,864
baseline
▲ 0.50% · 4.625%
HK$96,706
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,728/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,769 · Scale 2, in force from 26 Feb 2026)