LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,525
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,879
−HK$1,375/mo
Today · 4.125%
HK$46,254
baseline
▲ 0.50% · 4.625%
HK$49,069
+HK$2,815/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,508/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,421
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,719
−HK$1,318/mo
Today · 4.125%
HK$51,037
baseline
▲ 0.50% · 4.625%
HK$53,727
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,074/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,230
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,854
−HK$1,651/mo
Today · 4.125%
HK$55,505
baseline
▲ 0.50% · 4.625%
HK$58,882
+HK$3,377/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$111,010/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,105
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,663
−HK$1,581/mo
Today · 4.125%
HK$61,244
baseline
▲ 0.50% · 4.625%
HK$64,472
+HK$3,228/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$122,488/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,935
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,830
−HK$1,926/mo
Today · 4.125%
HK$64,756
baseline
▲ 0.50% · 4.625%
HK$68,696
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,512/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,789
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,607
−HK$1,845/mo
Today · 4.125%
HK$71,452
baseline
▲ 0.50% · 4.625%
HK$75,218
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,904/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,344
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,781
−HK$2,476/mo
Today · 4.125%
HK$83,257
baseline
▲ 0.50% · 4.625%
HK$88,323
+HK$5,066/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,514/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,157
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,495
−HK$2,371/mo
Today · 4.125%
HK$91,866
baseline
▲ 0.50% · 4.625%
HK$96,709
+HK$4,843/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,732/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,787 · Scale 2, in force from 26 Feb 2026)