LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,526
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,880
−HK$1,375/mo
Today · 4.125%
HK$46,255
baseline
▲ 0.50% · 4.625%
HK$49,070
+HK$2,815/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,510/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,422
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,720
−HK$1,318/mo
Today · 4.125%
HK$51,038
baseline
▲ 0.50% · 4.625%
HK$53,728
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,076/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,231
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,855
−HK$1,651/mo
Today · 4.125%
HK$55,506
baseline
▲ 0.50% · 4.625%
HK$58,884
+HK$3,378/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$111,012/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,106
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,665
−HK$1,581/mo
Today · 4.125%
HK$61,246
baseline
▲ 0.50% · 4.625%
HK$64,474
+HK$3,228/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$122,492/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,936
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,831
−HK$1,926/mo
Today · 4.125%
HK$64,757
baseline
▲ 0.50% · 4.625%
HK$68,697
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,514/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,791
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,609
−HK$1,844/mo
Today · 4.125%
HK$71,453
baseline
▲ 0.50% · 4.625%
HK$75,219
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,906/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,346
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,783
−HK$2,476/mo
Today · 4.125%
HK$83,259
baseline
▲ 0.50% · 4.625%
HK$88,325
+HK$5,066/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,518/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,159
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,497
−HK$2,371/mo
Today · 4.125%
HK$91,868
baseline
▲ 0.50% · 4.625%
HK$96,711
+HK$4,843/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,736/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,802 · Scale 2, in force from 26 Feb 2026)