LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,527
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,881
−HK$1,375/mo
Today · 4.125%
HK$46,256
baseline
▲ 0.50% · 4.625%
HK$49,071
+HK$2,815/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,512/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,423
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,722
−HK$1,317/mo
Today · 4.125%
HK$51,039
baseline
▲ 0.50% · 4.625%
HK$53,730
+HK$2,691/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,078/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,232
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,857
−HK$1,651/mo
Today · 4.125%
HK$55,508
baseline
▲ 0.50% · 4.625%
HK$58,885
+HK$3,377/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$111,016/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,108
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,666
−HK$1,581/mo
Today · 4.125%
HK$61,247
baseline
▲ 0.50% · 4.625%
HK$64,476
+HK$3,229/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$122,494/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,938
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,833
−HK$1,926/mo
Today · 4.125%
HK$64,759
baseline
▲ 0.50% · 4.625%
HK$68,700
+HK$3,941/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,518/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,793
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,611
−HK$1,844/mo
Today · 4.125%
HK$71,455
baseline
▲ 0.50% · 4.625%
HK$75,222
+HK$3,767/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,910/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,349
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,786
−HK$2,476/mo
Today · 4.125%
HK$83,262
baseline
▲ 0.50% · 4.625%
HK$88,328
+HK$5,066/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,524/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,162
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,500
−HK$2,371/mo
Today · 4.125%
HK$91,871
baseline
▲ 0.50% · 4.625%
HK$96,714
+HK$4,843/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,742/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,824 · Scale 2, in force from 26 Feb 2026)