LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,527
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,881
−HK$1,376/mo
Today · 4.125%
HK$46,257
baseline
▲ 0.50% · 4.625%
HK$49,071
+HK$2,814/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,514/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,424
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,722
−HK$1,318/mo
Today · 4.125%
HK$51,040
baseline
▲ 0.50% · 4.625%
HK$53,730
+HK$2,690/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$102,080/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,233
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,858
−HK$1,650/mo
Today · 4.125%
HK$55,508
baseline
▲ 0.50% · 4.625%
HK$58,886
+HK$3,378/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$111,016/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,108
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,667
−HK$1,581/mo
Today · 4.125%
HK$61,248
baseline
▲ 0.50% · 4.625%
HK$64,476
+HK$3,228/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$122,496/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,938
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,834
−HK$1,926/mo
Today · 4.125%
HK$64,760
baseline
▲ 0.50% · 4.625%
HK$68,700
+HK$3,940/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,520/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,793
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,611
−HK$1,845/mo
Today · 4.125%
HK$71,456
baseline
▲ 0.50% · 4.625%
HK$75,222
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,912/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,349
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,786
−HK$2,476/mo
Today · 4.125%
HK$83,262
baseline
▲ 0.50% · 4.625%
HK$88,329
+HK$5,067/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,524/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,163
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,500
−HK$2,372/mo
Today · 4.125%
HK$91,872
baseline
▲ 0.50% · 4.625%
HK$96,714
+HK$4,842/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,744/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,830 · Scale 2, in force from 26 Feb 2026)