LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,530
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,884
−HK$1,376/mo
Today · 4.125%
HK$46,260
baseline
▲ 0.50% · 4.625%
HK$49,075
+HK$2,815/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,520/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,427
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,726
−HK$1,317/mo
Today · 4.125%
HK$51,043
baseline
▲ 0.50% · 4.625%
HK$53,734
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,086/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,236
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,861
−HK$1,651/mo
Today · 4.125%
HK$55,512
baseline
▲ 0.50% · 4.625%
HK$58,890
+HK$3,378/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$111,024/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,112
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,671
−HK$1,581/mo
Today · 4.125%
HK$61,252
baseline
▲ 0.50% · 4.625%
HK$64,481
+HK$3,229/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$122,504/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,942
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,838
−HK$1,926/mo
Today · 4.125%
HK$64,764
baseline
▲ 0.50% · 4.625%
HK$68,705
+HK$3,941/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,528/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,798
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,616
−HK$1,845/mo
Today · 4.125%
HK$71,461
baseline
▲ 0.50% · 4.625%
HK$75,227
+HK$3,766/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,922/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,354
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,792
−HK$2,476/mo
Today · 4.125%
HK$83,268
baseline
▲ 0.50% · 4.625%
HK$88,335
+HK$5,067/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,536/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,168
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,506
−HK$2,372/mo
Today · 4.125%
HK$91,878
baseline
▲ 0.50% · 4.625%
HK$96,721
+HK$4,843/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,756/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,878 · Scale 2, in force from 26 Feb 2026)