LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,533
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,887
−HK$1,376/mo
Today · 4.125%
HK$46,263
baseline
▲ 0.50% · 4.625%
HK$49,078
+HK$2,815/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,526/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,430
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,729
−HK$1,318/mo
Today · 4.125%
HK$51,047
baseline
▲ 0.50% · 4.625%
HK$53,738
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,094/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,240
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,865
−HK$1,651/mo
Today · 4.125%
HK$55,516
baseline
▲ 0.50% · 4.625%
HK$58,894
+HK$3,378/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$111,032/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,116
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,675
−HK$1,581/mo
Today · 4.125%
HK$61,256
baseline
▲ 0.50% · 4.625%
HK$64,485
+HK$3,229/mo
Deposit HK$7.64M · loan HK$11.45M · min. income ≈ HK$122,512/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,947
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,842
−HK$1,927/mo
Today · 4.125%
HK$64,769
baseline
▲ 0.50% · 4.625%
HK$68,710
+HK$3,941/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,538/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,803
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,621
−HK$1,845/mo
Today · 4.125%
HK$71,466
baseline
▲ 0.50% · 4.625%
HK$75,233
+HK$3,767/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,932/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,360
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,797
−HK$2,477/mo
Today · 4.125%
HK$83,274
baseline
▲ 0.50% · 4.625%
HK$88,341
+HK$5,067/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,548/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,175
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,513
−HK$2,371/mo
Today · 4.125%
HK$91,884
baseline
▲ 0.50% · 4.625%
HK$96,728
+HK$4,844/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,768/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$715,929 · Scale 2, in force from 26 Feb 2026)