LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,534
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,888
−HK$1,376/mo
Today · 4.125%
HK$46,264
baseline
▲ 0.50% · 4.625%
HK$49,079
+HK$2,815/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,528/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,432
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,730
−HK$1,318/mo
Today · 4.125%
HK$51,048
baseline
▲ 0.50% · 4.625%
HK$53,739
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,096/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,241
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,866
−HK$1,651/mo
Today · 4.125%
HK$55,517
baseline
▲ 0.50% · 4.625%
HK$58,895
+HK$3,378/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,034/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,118
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,676
−HK$1,582/mo
Today · 4.125%
HK$61,258
baseline
▲ 0.50% · 4.625%
HK$64,487
+HK$3,229/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,516/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,948
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,844
−HK$1,926/mo
Today · 4.125%
HK$64,770
baseline
▲ 0.50% · 4.625%
HK$68,711
+HK$3,941/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$129,540/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,804
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,623
−HK$1,844/mo
Today · 4.125%
HK$71,467
baseline
▲ 0.50% · 4.625%
HK$75,234
+HK$3,767/mo
Deposit HK$5.73M · loan HK$13.36M · min. income ≈ HK$142,934/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,362
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,799
−HK$2,477/mo
Today · 4.125%
HK$83,276
baseline
▲ 0.50% · 4.625%
HK$88,343
+HK$5,067/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,552/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,177
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,515
−HK$2,372/mo
Today · 4.125%
HK$91,887
baseline
▲ 0.50% · 4.625%
HK$96,730
+HK$4,843/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,774/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$715,945 · Scale 2, in force from 26 Feb 2026)