LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,538
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,892
−HK$1,376/mo
Today · 4.125%
HK$46,268
baseline
▲ 0.50% · 4.625%
HK$49,084
+HK$2,816/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,536/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,436
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,735
−HK$1,317/mo
Today · 4.125%
HK$51,052
baseline
▲ 0.50% · 4.625%
HK$53,743
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,104/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,246
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,871
−HK$1,651/mo
Today · 4.125%
HK$55,522
baseline
▲ 0.50% · 4.625%
HK$58,900
+HK$3,378/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,044/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,123
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,682
−HK$1,581/mo
Today · 4.125%
HK$61,263
baseline
▲ 0.50% · 4.625%
HK$64,492
+HK$3,229/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,526/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,953
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,849
−HK$1,927/mo
Today · 4.125%
HK$64,776
baseline
▲ 0.50% · 4.625%
HK$68,717
+HK$3,941/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,552/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,810
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,628
−HK$1,845/mo
Today · 4.125%
HK$71,473
baseline
▲ 0.50% · 4.625%
HK$75,241
+HK$3,768/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$142,946/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,368
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,806
−HK$2,477/mo
Today · 4.125%
HK$83,283
baseline
▲ 0.50% · 4.625%
HK$88,350
+HK$5,067/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,566/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,184
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,522
−HK$2,372/mo
Today · 4.125%
HK$91,894
baseline
▲ 0.50% · 4.625%
HK$96,738
+HK$4,844/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,788/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,006 · Scale 2, in force from 26 Feb 2026)