LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,539
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,893
−HK$1,376/mo
Today · 4.125%
HK$46,269
baseline
▲ 0.50% · 4.625%
HK$49,085
+HK$2,816/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,538/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,437
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,736
−HK$1,318/mo
Today · 4.125%
HK$51,054
baseline
▲ 0.50% · 4.625%
HK$53,745
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,108/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,247
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,872
−HK$1,651/mo
Today · 4.125%
HK$55,523
baseline
▲ 0.50% · 4.625%
HK$58,902
+HK$3,379/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,046/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,124
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,683
−HK$1,582/mo
Today · 4.125%
HK$61,265
baseline
▲ 0.50% · 4.625%
HK$64,494
+HK$3,229/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,530/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,955
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,851
−HK$1,926/mo
Today · 4.125%
HK$64,777
baseline
▲ 0.50% · 4.625%
HK$68,719
+HK$3,942/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,554/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,812
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,630
−HK$1,845/mo
Today · 4.125%
HK$71,475
baseline
▲ 0.50% · 4.625%
HK$75,243
+HK$3,768/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$142,950/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,370
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,808
−HK$2,477/mo
Today · 4.125%
HK$83,285
baseline
▲ 0.50% · 4.625%
HK$88,353
+HK$5,068/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$166,570/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,186
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,525
−HK$2,372/mo
Today · 4.125%
HK$91,897
baseline
▲ 0.50% · 4.625%
HK$96,741
+HK$4,844/mo
Deposit HK$1.91M · loan HK$17.18M · min. income ≈ HK$183,794/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,024 · Scale 2, in force from 26 Feb 2026)