LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,544
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,899
−HK$1,376/mo
Today · 4.125%
HK$46,275
baseline
▲ 0.50% · 4.625%
HK$49,091
+HK$2,816/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,550/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,443
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,742
−HK$1,318/mo
Today · 4.125%
HK$51,060
baseline
▲ 0.50% · 4.625%
HK$53,751
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,120/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,253
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,879
−HK$1,651/mo
Today · 4.125%
HK$55,530
baseline
▲ 0.50% · 4.625%
HK$58,909
+HK$3,379/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,060/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,131
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,690
−HK$1,582/mo
Today · 4.125%
HK$61,272
baseline
▲ 0.50% · 4.625%
HK$64,502
+HK$3,230/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,544/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,962
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,858
−HK$1,927/mo
Today · 4.125%
HK$64,785
baseline
▲ 0.50% · 4.625%
HK$68,727
+HK$3,942/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,570/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,820
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,639
−HK$1,845/mo
Today · 4.125%
HK$71,484
baseline
▲ 0.50% · 4.625%
HK$75,252
+HK$3,768/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$142,968/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,380
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,818
−HK$2,477/mo
Today · 4.125%
HK$83,295
baseline
▲ 0.50% · 4.625%
HK$88,363
+HK$5,068/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,590/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,197
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,535
−HK$2,373/mo
Today · 4.125%
HK$91,908
baseline
▲ 0.50% · 4.625%
HK$96,752
+HK$4,844/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,816/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,110 · Scale 2, in force from 26 Feb 2026)