LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,545
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,900
−HK$1,376/mo
Today · 4.125%
HK$46,276
baseline
▲ 0.50% · 4.625%
HK$49,091
+HK$2,815/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,552/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,443
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,743
−HK$1,318/mo
Today · 4.125%
HK$51,061
baseline
▲ 0.50% · 4.625%
HK$53,752
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,122/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,254
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,879
−HK$1,652/mo
Today · 4.125%
HK$55,531
baseline
▲ 0.50% · 4.625%
HK$58,910
+HK$3,379/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,062/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,132
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,691
−HK$1,582/mo
Today · 4.125%
HK$61,273
baseline
▲ 0.50% · 4.625%
HK$64,503
+HK$3,230/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,546/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,963
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,859
−HK$1,927/mo
Today · 4.125%
HK$64,786
baseline
▲ 0.50% · 4.625%
HK$68,728
+HK$3,942/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,572/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,821
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,640
−HK$1,845/mo
Today · 4.125%
HK$71,485
baseline
▲ 0.50% · 4.625%
HK$75,253
+HK$3,768/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$142,970/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,381
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,819
−HK$2,477/mo
Today · 4.125%
HK$83,296
baseline
▲ 0.50% · 4.625%
HK$88,365
+HK$5,069/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,592/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,198
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,537
−HK$2,372/mo
Today · 4.125%
HK$91,909
baseline
▲ 0.50% · 4.625%
HK$96,754
+HK$4,845/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,818/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,121 · Scale 2, in force from 26 Feb 2026)