LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,546
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,901
−HK$1,376/mo
Today · 4.125%
HK$46,277
baseline
▲ 0.50% · 4.625%
HK$49,093
+HK$2,816/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,554/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,445
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,744
−HK$1,318/mo
Today · 4.125%
HK$51,062
baseline
▲ 0.50% · 4.625%
HK$53,754
+HK$2,692/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,124/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,256
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,881
−HK$1,651/mo
Today · 4.125%
HK$55,532
baseline
▲ 0.50% · 4.625%
HK$58,911
+HK$3,379/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,064/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,134
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,693
−HK$1,582/mo
Today · 4.125%
HK$61,275
baseline
▲ 0.50% · 4.625%
HK$64,504
+HK$3,229/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,550/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,965
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,861
−HK$1,927/mo
Today · 4.125%
HK$64,788
baseline
▲ 0.50% · 4.625%
HK$68,730
+HK$3,942/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,576/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,823
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,642
−HK$1,845/mo
Today · 4.125%
HK$71,487
baseline
▲ 0.50% · 4.625%
HK$75,255
+HK$3,768/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$142,974/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,383
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,821
−HK$2,478/mo
Today · 4.125%
HK$83,299
baseline
▲ 0.50% · 4.625%
HK$88,367
+HK$5,068/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,598/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,201
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,539
−HK$2,373/mo
Today · 4.125%
HK$91,912
baseline
▲ 0.50% · 4.625%
HK$96,757
+HK$4,845/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,824/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,142 · Scale 2, in force from 26 Feb 2026)