LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,547
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,901
−HK$1,377/mo
Today · 4.125%
HK$46,278
baseline
▲ 0.50% · 4.625%
HK$49,093
+HK$2,815/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,556/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,445
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,745
−HK$1,318/mo
Today · 4.125%
HK$51,063
baseline
▲ 0.50% · 4.625%
HK$53,754
+HK$2,691/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,126/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,256
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,882
−HK$1,651/mo
Today · 4.125%
HK$55,533
baseline
▲ 0.50% · 4.625%
HK$58,912
+HK$3,379/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,066/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,134
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,694
−HK$1,581/mo
Today · 4.125%
HK$61,275
baseline
▲ 0.50% · 4.625%
HK$64,505
+HK$3,230/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,550/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,966
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,862
−HK$1,927/mo
Today · 4.125%
HK$64,789
baseline
▲ 0.50% · 4.625%
HK$68,731
+HK$3,942/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,578/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,824
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,643
−HK$1,845/mo
Today · 4.125%
HK$71,488
baseline
▲ 0.50% · 4.625%
HK$75,256
+HK$3,768/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$142,976/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,384
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,822
−HK$2,478/mo
Today · 4.125%
HK$83,300
baseline
▲ 0.50% · 4.625%
HK$88,368
+HK$5,068/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,600/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,202
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,540
−HK$2,373/mo
Today · 4.125%
HK$91,913
baseline
▲ 0.50% · 4.625%
HK$96,758
+HK$4,845/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,826/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,150 · Scale 2, in force from 26 Feb 2026)