LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,552
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,906
−HK$1,377/mo
Today · 4.125%
HK$46,283
baseline
▲ 0.50% · 4.625%
HK$49,099
+HK$2,816/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,566/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,451
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,750
−HK$1,318/mo
Today · 4.125%
HK$51,068
baseline
▲ 0.50% · 4.625%
HK$53,760
+HK$2,692/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,136/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,262
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,887
−HK$1,652/mo
Today · 4.125%
HK$55,539
baseline
▲ 0.50% · 4.625%
HK$58,919
+HK$3,380/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,078/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,141
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,700
−HK$1,582/mo
Today · 4.125%
HK$61,282
baseline
▲ 0.50% · 4.625%
HK$64,512
+HK$3,230/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,564/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,972
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,869
−HK$1,927/mo
Today · 4.125%
HK$64,796
baseline
▲ 0.50% · 4.625%
HK$68,738
+HK$3,942/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,592/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,831
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,650
−HK$1,846/mo
Today · 4.125%
HK$71,496
baseline
▲ 0.50% · 4.625%
HK$75,264
+HK$3,768/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$142,992/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,393
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,831
−HK$2,478/mo
Today · 4.125%
HK$83,309
baseline
▲ 0.50% · 4.625%
HK$88,378
+HK$5,069/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,618/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,211
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,550
−HK$2,373/mo
Today · 4.125%
HK$91,923
baseline
▲ 0.50% · 4.625%
HK$96,768
+HK$4,845/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,846/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,228 · Scale 2, in force from 26 Feb 2026)