LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,557
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,912
−HK$1,377/mo
Today · 4.125%
HK$46,289
baseline
▲ 0.50% · 4.625%
HK$49,105
+HK$2,816/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,578/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,457
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,757
−HK$1,318/mo
Today · 4.125%
HK$51,075
baseline
▲ 0.50% · 4.625%
HK$53,767
+HK$2,692/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,150/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,269
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,895
−HK$1,652/mo
Today · 4.125%
HK$55,547
baseline
▲ 0.50% · 4.625%
HK$58,926
+HK$3,379/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,094/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,149
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,708
−HK$1,582/mo
Today · 4.125%
HK$61,290
baseline
▲ 0.50% · 4.625%
HK$64,521
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,580/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,980
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,877
−HK$1,927/mo
Today · 4.125%
HK$64,804
baseline
▲ 0.50% · 4.625%
HK$68,747
+HK$3,943/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,608/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,840
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,659
−HK$1,846/mo
Today · 4.125%
HK$71,505
baseline
▲ 0.50% · 4.625%
HK$75,274
+HK$3,769/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,010/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,403
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,842
−HK$2,478/mo
Today · 4.125%
HK$83,320
baseline
▲ 0.50% · 4.625%
HK$88,390
+HK$5,070/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,640/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,223
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,562
−HK$2,373/mo
Today · 4.125%
HK$91,935
baseline
▲ 0.50% · 4.625%
HK$96,781
+HK$4,846/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,870/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,324 · Scale 2, in force from 26 Feb 2026)