LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,559
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,914
−HK$1,376/mo
Today · 4.125%
HK$46,290
baseline
▲ 0.50% · 4.625%
HK$49,107
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,580/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,458
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,758
−HK$1,319/mo
Today · 4.125%
HK$51,077
baseline
▲ 0.50% · 4.625%
HK$53,769
+HK$2,692/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,154/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,270
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,896
−HK$1,652/mo
Today · 4.125%
HK$55,548
baseline
▲ 0.50% · 4.625%
HK$58,928
+HK$3,380/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,096/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,150
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,710
−HK$1,582/mo
Today · 4.125%
HK$61,292
baseline
▲ 0.50% · 4.625%
HK$64,523
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,584/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,982
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,879
−HK$1,927/mo
Today · 4.125%
HK$64,806
baseline
▲ 0.50% · 4.625%
HK$68,749
+HK$3,943/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,612/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,842
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,661
−HK$1,846/mo
Today · 4.125%
HK$71,507
baseline
▲ 0.50% · 4.625%
HK$75,276
+HK$3,769/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,014/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,405
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,844
−HK$2,478/mo
Today · 4.125%
HK$83,322
baseline
▲ 0.50% · 4.625%
HK$88,392
+HK$5,070/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,644/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,225
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,565
−HK$2,373/mo
Today · 4.125%
HK$91,938
baseline
▲ 0.50% · 4.625%
HK$96,784
+HK$4,846/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,876/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,344 · Scale 2, in force from 26 Feb 2026)