LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,561
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,916
−HK$1,376/mo
Today · 4.125%
HK$46,292
baseline
▲ 0.50% · 4.625%
HK$49,109
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,584/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,461
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,761
−HK$1,318/mo
Today · 4.125%
HK$51,079
baseline
▲ 0.50% · 4.625%
HK$53,772
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,158/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,273
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,899
−HK$1,652/mo
Today · 4.125%
HK$55,551
baseline
▲ 0.50% · 4.625%
HK$58,931
+HK$3,380/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,102/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,153
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,713
−HK$1,582/mo
Today · 4.125%
HK$61,295
baseline
▲ 0.50% · 4.625%
HK$64,526
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,590/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,985
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,882
−HK$1,927/mo
Today · 4.125%
HK$64,809
baseline
▲ 0.50% · 4.625%
HK$68,753
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,618/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,845
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,665
−HK$1,846/mo
Today · 4.125%
HK$71,511
baseline
▲ 0.50% · 4.625%
HK$75,280
+HK$3,769/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,022/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,409
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,848
−HK$2,478/mo
Today · 4.125%
HK$83,326
baseline
▲ 0.50% · 4.625%
HK$88,396
+HK$5,070/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,652/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,230
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,569
−HK$2,373/mo
Today · 4.125%
HK$91,942
baseline
▲ 0.50% · 4.625%
HK$96,789
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,884/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,379 · Scale 2, in force from 26 Feb 2026)