LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,561
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,916
−HK$1,377/mo
Today · 4.125%
HK$46,293
baseline
▲ 0.50% · 4.625%
HK$49,110
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,586/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,461
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,761
−HK$1,319/mo
Today · 4.125%
HK$51,080
baseline
▲ 0.50% · 4.625%
HK$53,772
+HK$2,692/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,160/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,273
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,899
−HK$1,652/mo
Today · 4.125%
HK$55,551
baseline
▲ 0.50% · 4.625%
HK$58,931
+HK$3,380/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,102/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,154
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,713
−HK$1,582/mo
Today · 4.125%
HK$61,295
baseline
▲ 0.50% · 4.625%
HK$64,526
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,590/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,986
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,883
−HK$1,927/mo
Today · 4.125%
HK$64,810
baseline
▲ 0.50% · 4.625%
HK$68,753
+HK$3,943/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,620/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,846
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,665
−HK$1,846/mo
Today · 4.125%
HK$71,511
baseline
▲ 0.50% · 4.625%
HK$75,281
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,022/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,410
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,849
−HK$2,478/mo
Today · 4.125%
HK$83,327
baseline
▲ 0.50% · 4.625%
HK$88,397
+HK$5,070/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,654/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,230
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,570
−HK$2,373/mo
Today · 4.125%
HK$91,943
baseline
▲ 0.50% · 4.625%
HK$96,790
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,886/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,385 · Scale 2, in force from 26 Feb 2026)