LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,563
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,918
−HK$1,376/mo
Today · 4.125%
HK$46,294
baseline
▲ 0.50% · 4.625%
HK$49,111
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,588/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,463
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,763
−HK$1,318/mo
Today · 4.125%
HK$51,081
baseline
▲ 0.50% · 4.625%
HK$53,774
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,162/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,275
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,901
−HK$1,652/mo
Today · 4.125%
HK$55,553
baseline
▲ 0.50% · 4.625%
HK$58,934
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,106/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,156
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,715
−HK$1,583/mo
Today · 4.125%
HK$61,298
baseline
▲ 0.50% · 4.625%
HK$64,529
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,596/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,988
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,885
−HK$1,927/mo
Today · 4.125%
HK$64,812
baseline
▲ 0.50% · 4.625%
HK$68,756
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,624/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,848
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,668
−HK$1,846/mo
Today · 4.125%
HK$71,514
baseline
▲ 0.50% · 4.625%
HK$75,283
+HK$3,769/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,028/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,413
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,852
−HK$2,478/mo
Today · 4.125%
HK$83,330
baseline
▲ 0.50% · 4.625%
HK$88,400
+HK$5,070/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,660/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,233
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,573
−HK$2,373/mo
Today · 4.125%
HK$91,946
baseline
▲ 0.50% · 4.625%
HK$96,793
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,892/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,410 · Scale 2, in force from 26 Feb 2026)