LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,565
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,920
−HK$1,377/mo
Today · 4.125%
HK$46,297
baseline
▲ 0.50% · 4.625%
HK$49,114
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,594/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,465
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,765
−HK$1,319/mo
Today · 4.125%
HK$51,084
baseline
▲ 0.50% · 4.625%
HK$53,777
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,168/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,278
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,904
−HK$1,652/mo
Today · 4.125%
HK$55,556
baseline
▲ 0.50% · 4.625%
HK$58,937
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,112/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,159
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,718
−HK$1,583/mo
Today · 4.125%
HK$61,301
baseline
▲ 0.50% · 4.625%
HK$64,532
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,602/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,991
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,888
−HK$1,927/mo
Today · 4.125%
HK$64,815
baseline
▲ 0.50% · 4.625%
HK$68,759
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,630/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,852
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,671
−HK$1,846/mo
Today · 4.125%
HK$71,517
baseline
▲ 0.50% · 4.625%
HK$75,287
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,034/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,417
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,856
−HK$2,478/mo
Today · 4.125%
HK$83,334
baseline
▲ 0.50% · 4.625%
HK$88,405
+HK$5,071/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$166,668/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,238
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,578
−HK$2,373/mo
Today · 4.125%
HK$91,951
baseline
▲ 0.50% · 4.625%
HK$96,798
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.19M · min. income ≈ HK$183,902/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,447 · Scale 2, in force from 26 Feb 2026)