LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,566
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,921
−HK$1,377/mo
Today · 4.125%
HK$46,298
baseline
▲ 0.50% · 4.625%
HK$49,115
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,596/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,467
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,767
−HK$1,319/mo
Today · 4.125%
HK$51,086
baseline
▲ 0.50% · 4.625%
HK$53,778
+HK$2,692/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,172/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,280
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,906
−HK$1,652/mo
Today · 4.125%
HK$55,558
baseline
▲ 0.50% · 4.625%
HK$58,938
+HK$3,380/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,116/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,160
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,720
−HK$1,583/mo
Today · 4.125%
HK$61,303
baseline
▲ 0.50% · 4.625%
HK$64,534
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,606/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,993
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,890
−HK$1,928/mo
Today · 4.125%
HK$64,818
baseline
▲ 0.50% · 4.625%
HK$68,762
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,636/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,854
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,674
−HK$1,846/mo
Today · 4.125%
HK$71,520
baseline
▲ 0.50% · 4.625%
HK$75,290
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,040/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,419
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,859
−HK$2,478/mo
Today · 4.125%
HK$83,337
baseline
▲ 0.50% · 4.625%
HK$88,408
+HK$5,071/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,674/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,241
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,580
−HK$2,374/mo
Today · 4.125%
HK$91,954
baseline
▲ 0.50% · 4.625%
HK$96,801
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,908/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,470 · Scale 2, in force from 26 Feb 2026)