LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,567
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,922
−HK$1,377/mo
Today · 4.125%
HK$46,299
baseline
▲ 0.50% · 4.625%
HK$49,117
+HK$2,818/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,598/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,468
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,768
−HK$1,319/mo
Today · 4.125%
HK$51,087
baseline
▲ 0.50% · 4.625%
HK$53,780
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,174/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,281
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,907
−HK$1,652/mo
Today · 4.125%
HK$55,559
baseline
▲ 0.50% · 4.625%
HK$58,940
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,118/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,162
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,722
−HK$1,582/mo
Today · 4.125%
HK$61,304
baseline
▲ 0.50% · 4.625%
HK$64,535
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,608/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,994
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,891
−HK$1,928/mo
Today · 4.125%
HK$64,819
baseline
▲ 0.50% · 4.625%
HK$68,763
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,638/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,855
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,675
−HK$1,846/mo
Today · 4.125%
HK$71,521
baseline
▲ 0.50% · 4.625%
HK$75,291
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,042/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,421
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,860
−HK$2,479/mo
Today · 4.125%
HK$83,339
baseline
▲ 0.50% · 4.625%
HK$88,410
+HK$5,071/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,678/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,243
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,582
−HK$2,374/mo
Today · 4.125%
HK$91,956
baseline
▲ 0.50% · 4.625%
HK$96,803
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,912/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,487 · Scale 2, in force from 26 Feb 2026)