LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,569
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,924
−HK$1,377/mo
Today · 4.125%
HK$46,301
baseline
▲ 0.50% · 4.625%
HK$49,118
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,602/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,470
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,770
−HK$1,319/mo
Today · 4.125%
HK$51,089
baseline
▲ 0.50% · 4.625%
HK$53,782
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,178/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,283
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,909
−HK$1,652/mo
Today · 4.125%
HK$55,561
baseline
▲ 0.50% · 4.625%
HK$58,942
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,122/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,164
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,724
−HK$1,582/mo
Today · 4.125%
HK$61,306
baseline
▲ 0.50% · 4.625%
HK$64,538
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,612/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,997
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,894
−HK$1,928/mo
Today · 4.125%
HK$64,822
baseline
▲ 0.50% · 4.625%
HK$68,766
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,644/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,858
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,678
−HK$1,846/mo
Today · 4.125%
HK$71,524
baseline
▲ 0.50% · 4.625%
HK$75,294
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$143,048/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,424
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,864
−HK$2,478/mo
Today · 4.125%
HK$83,342
baseline
▲ 0.50% · 4.625%
HK$88,413
+HK$5,071/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,684/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,246
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,586
−HK$2,374/mo
Today · 4.125%
HK$91,960
baseline
▲ 0.50% · 4.625%
HK$96,807
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,920/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,514 · Scale 2, in force from 26 Feb 2026)