LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,570
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,926
−HK$1,377/mo
Today · 4.125%
HK$46,303
baseline
▲ 0.50% · 4.625%
HK$49,120
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,606/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,472
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,772
−HK$1,318/mo
Today · 4.125%
HK$51,090
baseline
▲ 0.50% · 4.625%
HK$53,783
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,180/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,285
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,911
−HK$1,652/mo
Today · 4.125%
HK$55,563
baseline
▲ 0.50% · 4.625%
HK$58,944
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,126/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,166
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,726
−HK$1,583/mo
Today · 4.125%
HK$61,309
baseline
▲ 0.50% · 4.625%
HK$64,540
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,618/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,999
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,896
−HK$1,928/mo
Today · 4.125%
HK$64,824
baseline
▲ 0.50% · 4.625%
HK$68,768
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,648/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,860
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,680
−HK$1,847/mo
Today · 4.125%
HK$71,527
baseline
▲ 0.50% · 4.625%
HK$75,297
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,054/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,427
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,866
−HK$2,479/mo
Today · 4.125%
HK$83,345
baseline
▲ 0.50% · 4.625%
HK$88,416
+HK$5,071/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,690/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,249
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,589
−HK$2,374/mo
Today · 4.125%
HK$91,963
baseline
▲ 0.50% · 4.625%
HK$96,810
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,926/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,539 · Scale 2, in force from 26 Feb 2026)