LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,572
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,927
−HK$1,377/mo
Today · 4.125%
HK$46,304
baseline
▲ 0.50% · 4.625%
HK$49,122
+HK$2,818/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,608/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,473
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,773
−HK$1,319/mo
Today · 4.125%
HK$51,092
baseline
▲ 0.50% · 4.625%
HK$53,785
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,184/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,286
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,913
−HK$1,652/mo
Today · 4.125%
HK$55,565
baseline
▲ 0.50% · 4.625%
HK$58,946
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$111,130/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,168
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,728
−HK$1,582/mo
Today · 4.125%
HK$61,310
baseline
▲ 0.50% · 4.625%
HK$64,542
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.46M · min. income ≈ HK$122,620/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,000
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,898
−HK$1,928/mo
Today · 4.125%
HK$64,826
baseline
▲ 0.50% · 4.625%
HK$68,770
+HK$3,944/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,652/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,862
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,682
−HK$1,847/mo
Today · 4.125%
HK$71,529
baseline
▲ 0.50% · 4.625%
HK$75,299
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,058/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,429
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,869
−HK$2,478/mo
Today · 4.125%
HK$83,347
baseline
▲ 0.50% · 4.625%
HK$88,419
+HK$5,072/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,694/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,252
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,592
−HK$2,374/mo
Today · 4.125%
HK$91,966
baseline
▲ 0.50% · 4.625%
HK$96,813
+HK$4,847/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,932/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,561 · Scale 2, in force from 26 Feb 2026)