LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,573
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,928
−HK$1,377/mo
Today · 4.125%
HK$46,305
baseline
▲ 0.50% · 4.625%
HK$49,123
+HK$2,818/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,610/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,474
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,774
−HK$1,319/mo
Today · 4.125%
HK$51,093
baseline
▲ 0.50% · 4.625%
HK$53,786
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,186/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,287
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,914
−HK$1,652/mo
Today · 4.125%
HK$55,566
baseline
▲ 0.50% · 4.625%
HK$58,947
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,132/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,169
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,729
−HK$1,583/mo
Today · 4.125%
HK$61,312
baseline
▲ 0.50% · 4.625%
HK$64,544
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,624/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,002
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,900
−HK$1,927/mo
Today · 4.125%
HK$64,827
baseline
▲ 0.50% · 4.625%
HK$68,772
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,654/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,864
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,684
−HK$1,847/mo
Today · 4.125%
HK$71,531
baseline
▲ 0.50% · 4.625%
HK$75,301
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,062/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,431
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,871
−HK$2,478/mo
Today · 4.125%
HK$83,349
baseline
▲ 0.50% · 4.625%
HK$88,421
+HK$5,072/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,698/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,254
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,594
−HK$2,374/mo
Today · 4.125%
HK$91,968
baseline
▲ 0.50% · 4.625%
HK$96,816
+HK$4,848/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,936/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,579 · Scale 2, in force from 26 Feb 2026)