LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,573
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,929
−HK$1,377/mo
Today · 4.125%
HK$46,306
baseline
▲ 0.50% · 4.625%
HK$49,123
+HK$2,817/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,612/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,475
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,775
−HK$1,319/mo
Today · 4.125%
HK$51,094
baseline
▲ 0.50% · 4.625%
HK$53,787
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,188/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,288
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,652/mo
Today · 4.125%
HK$55,567
baseline
▲ 0.50% · 4.625%
HK$58,948
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,134/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,170
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,730
−HK$1,583/mo
Today · 4.125%
HK$61,313
baseline
▲ 0.50% · 4.625%
HK$64,545
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,626/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,003
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,900
−HK$1,928/mo
Today · 4.125%
HK$64,828
baseline
▲ 0.50% · 4.625%
HK$68,773
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,656/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,865
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,685
−HK$1,847/mo
Today · 4.125%
HK$71,532
baseline
▲ 0.50% · 4.625%
HK$75,302
+HK$3,770/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,064/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,432
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,872
−HK$2,479/mo
Today · 4.125%
HK$83,351
baseline
▲ 0.50% · 4.625%
HK$88,422
+HK$5,071/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,702/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,255
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,595
−HK$2,374/mo
Today · 4.125%
HK$91,969
baseline
▲ 0.50% · 4.625%
HK$96,817
+HK$4,848/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,938/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,588 · Scale 2, in force from 26 Feb 2026)