LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,574
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,929
−HK$1,377/mo
Today · 4.125%
HK$46,306
baseline
▲ 0.50% · 4.625%
HK$49,124
+HK$2,818/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,612/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,476
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,776
−HK$1,319/mo
Today · 4.125%
HK$51,095
baseline
▲ 0.50% · 4.625%
HK$53,788
+HK$2,693/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,190/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,289
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,653/mo
Today · 4.125%
HK$55,568
baseline
▲ 0.50% · 4.625%
HK$58,949
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,136/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,171
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,731
−HK$1,583/mo
Today · 4.125%
HK$61,314
baseline
▲ 0.50% · 4.625%
HK$64,545
+HK$3,231/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,628/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,004
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,901
−HK$1,928/mo
Today · 4.125%
HK$64,829
baseline
▲ 0.50% · 4.625%
HK$68,774
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,658/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,866
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,686
−HK$1,846/mo
Today · 4.125%
HK$71,532
baseline
▲ 0.50% · 4.625%
HK$75,303
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,064/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,433
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,873
−HK$2,479/mo
Today · 4.125%
HK$83,352
baseline
▲ 0.50% · 4.625%
HK$88,423
+HK$5,071/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,704/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,256
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,596
−HK$2,374/mo
Today · 4.125%
HK$91,970
baseline
▲ 0.50% · 4.625%
HK$96,818
+HK$4,848/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,940/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,597 · Scale 2, in force from 26 Feb 2026)