LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,575
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,931
−HK$1,377/mo
Today · 4.125%
HK$46,308
baseline
▲ 0.50% · 4.625%
HK$49,126
+HK$2,818/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$92,616/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,477
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,777
−HK$1,319/mo
Today · 4.125%
HK$51,096
baseline
▲ 0.50% · 4.625%
HK$53,790
+HK$2,694/mo
Deposit HK$9.55M · loan HK$9.55M · min. income ≈ HK$102,192/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,291
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,917
−HK$1,653/mo
Today · 4.125%
HK$55,570
baseline
▲ 0.50% · 4.625%
HK$58,951
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,140/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,173
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,733
−HK$1,583/mo
Today · 4.125%
HK$61,316
baseline
▲ 0.50% · 4.625%
HK$64,548
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,632/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,006
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,903
−HK$1,928/mo
Today · 4.125%
HK$64,831
baseline
▲ 0.50% · 4.625%
HK$68,776
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,662/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,868
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,688
−HK$1,847/mo
Today · 4.125%
HK$71,535
baseline
▲ 0.50% · 4.625%
HK$75,306
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,070/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,436
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,876
−HK$2,478/mo
Today · 4.125%
HK$83,354
baseline
▲ 0.50% · 4.625%
HK$88,426
+HK$5,072/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,708/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,259
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,599
−HK$2,374/mo
Today · 4.125%
HK$91,973
baseline
▲ 0.50% · 4.625%
HK$96,821
+HK$4,848/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,946/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,622 · Scale 2, in force from 26 Feb 2026)