LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,577
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,932
−HK$1,377/mo
Today · 4.125%
HK$46,309
baseline
▲ 0.50% · 4.625%
HK$49,127
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,618/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,479
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,779
−HK$1,319/mo
Today · 4.125%
HK$51,098
baseline
▲ 0.50% · 4.625%
HK$53,791
+HK$2,693/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,196/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,292
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,918
−HK$1,653/mo
Today · 4.125%
HK$55,571
baseline
▲ 0.50% · 4.625%
HK$58,952
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,142/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,174
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,734
−HK$1,583/mo
Today · 4.125%
HK$61,317
baseline
▲ 0.50% · 4.625%
HK$64,549
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,634/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,007
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,905
−HK$1,928/mo
Today · 4.125%
HK$64,833
baseline
▲ 0.50% · 4.625%
HK$68,778
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,666/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,870
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,690
−HK$1,847/mo
Today · 4.125%
HK$71,537
baseline
▲ 0.50% · 4.625%
HK$75,308
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,074/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,438
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,878
−HK$2,479/mo
Today · 4.125%
HK$83,357
baseline
▲ 0.50% · 4.625%
HK$88,429
+HK$5,072/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,714/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,261
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,602
−HK$2,374/mo
Today · 4.125%
HK$91,976
baseline
▲ 0.50% · 4.625%
HK$96,824
+HK$4,848/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,952/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,640 · Scale 2, in force from 26 Feb 2026)